Ok so I have read on here that Cash Transfers Center is illegal in the US. Well I tried telling the lady this on the phone and she says that they only go by the laws of Mila...they don't need to go by the laws of SD. So what is exactly do I need to send her to prove that they do not have a license in SD to lend money. I found the attached link from Dept of Banking in South Dakota, but I don't know if that is good enough.
I originally borrowed $400 - and they want $508 plus $30 for a late fee. I closed my checking account. I am willing to pay back the $400, but if they are illegal I don't want to pay the fees.
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