Alliance ASSet Management - they are still calling
Date: Tue, 05/10/2011 - 09:39
Re: Cash Direct Express (GECC) alleged debt
May 2, 2011
Mr. Dwyer and Mr. Sanchez,
I received Mr. Dwyer’s collection letter dated April 7, 2011 on April 12, 2011, and Mr. Sanchez’s collection letter dated April 25, 2011 on April 29, 2011. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g, I hereby inform you that I dispute the alleged debt associated with account # xxxxxxx, with Cash Direct Express (aka GECC) being the original holder of this debt.
Attached is a letter sent to Cash Direct Express (aka GECC) to cease and desist all ACH transactions...you will find the reasons why such request was delivered to your client. They are operating illegally without a license, and as such, I have paid your client in FULL. Furthermore, your client OWES me a refund in the amount of $130. I have already reported your client to the BBB, FTC & the Texas Attorney General's office.
Mr. Sanchez, at this time, no debt is due to your client. I had 30 days upon RECEIPT of Mr. Dwyer’s letter to respond, and I am doing so now. The delay is due to the time conferring with my attorney making sure that my course of action was well within my rights under the FDCPA.
Please inform your client that no debt is due, and that I expect a refund in the amount of $130. If I do not hear from you or your client within 5 days of YOUR receipt of this letter, I will take action.
________________________End of Letter________________
I attached to the letter a copy of the cease & desist letter. To clarify, I received a letter of collection from Mr. Sanchez, and then 2 weeks later, a letter from Mr. Dwyer stating that they expect a personal check in the amount of $572 by May 1st. They didn't even wait for the 30 days to pass!!
SO WHY ARE THEY STILL BOTHERING ME? From what others have told me, they dropped their client and never heard from them again. Now granted, it was only one phone call to my cell phone but they did not leave a message (I was on elevator full of people when they called). Did I word it wrong? Do I need to worry? Please help.
Thanks,
JK
because the law means nothing and they think you won't sue them.
because the law means nothing and they think you won't sue them.prove them wrong.compile your proof and go after them.they deserve nothing else at this point.
What more proof do they freaking need? What I find confounding
What more proof do they freaking need? What I find confounding is that they are honoring the "do not call workplace" but that wasn't even mentioned in my letter to them. Before they were hounding me at work, calling the switchboard and asking them to transfer them to ANYONE else in the firm (which the switchboard politely declined)...and just now, they are calling my cell? Whatever.
no.no i mean you compile the proof.check your state laws in rega
no.no i mean you compile the proof.check your state laws in regards to recording calls.keep a log,and have others do the same.if you are a one party state then you can record without their knowledge.do it.
How do I know if I am a one party state? I live in Texas.
How do I know if I am a one party state? I live in Texas.