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disobeyed my C&D Letter!!

Date: Thu, 06/11/2009 - 10:41

Submitted by anonymous
on Thu, 06/11/2009 - 10:41

Posts: 202330 Credits: [Donate]

Total Replies: 6


i sent discount advances and c&d letter revoking them from any ach transactions and this morning my account was in the negative!!!!!!!!!!!!! they hit it 3 times back to back what should i do now!!!!! please help me im in a hurry


Well, uh, yeah...but Discount Advances is illegal, so what do they care if they follow the laws or not!!

Protect yourself from their illegal activities...dispute the charges with the bank, get them to reverse them...and close your account ASAP. Open another bank account...and DO NOT apply for any other loans...these PDL places will share info, and if so, then one day...they will hit your new account for any monies owed them...interest and all... :shock:


lrhall41

Submitted by desperatelyseekingsanity on Thu, 06/11/2009 - 10:52

( Posts: 1129 | Credits: )


You were expecting a Tennessee company that pretends to be in Grenada but operating under the umbrella of a Nevada holding company to honor a C & D? Welcome to the netherworld of payday loans. Just close the account and file a fraud affidavit with your bank to get the NSF charges and any money they got back to the bank. You should bring a copy of the letter you sent them. As long as it was delivered at least three days before the debit (federal law gives this window before an ACH revocation is effective) you should be fine. It will be a hassle, but it should work out in the end.


lrhall41

Submitted by on Thu, 06/11/2009 - 15:38

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