Share post
Share
Debt Consolidation Forums Payday Loan help forums

The CFSA in Texas

Date: Wed, 08/20/2008 13:37
member profile picture
Posts: 42
Credits: 0
[Donate]

I hope someone can help with this. I have a loan with CashNetUSA which operates as a CSO in Texas. They show being a member of the CFSA, so I was looking to setup a payment plan with them. I was told that the EPP was not available to people who loan in Texas and that I must default before they will work with me (I haven't defaulted yet). On the CFSA website if you click on Texas, it shows that payday loans are NOT offered in Texas.

Anybody's input?




CSO's are different the PDL's.

If the EPP isn't offered, then go ahead and default. You will be able to set up payment arragements at that time, and the loan will stop having fees added onto it.

Sub: #1 posted on Wed, 08/20/2008 - 14:00

goudah2424 goudah2424

(Posts: 7936 | Credits: )

Thanks Goudah, the CFSA thing is VERY misleading. Love the dog, I have one of those, by the way. Drives my husband nuts with her snorting.....:)

Sub: #2 posted on Wed, 08/20/2008 - 15:01

julie_1972 julie_1972

(Posts: 42 | Credits: )

Aw! Pugs are the best!

Yeah, it can be very misleading . . . . In some states, it isn't allowed.

But really, deafualting isn't much different. You may have to pay an nsf fee or something, but that's it. Just break it up into the 4 payments you'd have paid them on the EPP.

Sub: #3 posted on Wed, 08/20/2008 - 15:08

goudah2424 goudah2424

(Posts: 7936 | Credits: )

My neighbor breeds them, they are so cute when they are tiny babies.:)

Sub: #4 posted on Wed, 08/20/2008 - 17:58

ladybug ladybug

(Posts: 2757 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.895 seconds.