i am from the state texas and i had two pay day loans with different companies. i left signed checks on both; once i got a call at my place of employment some guy saying i was going to go to jail for a bad ck. now is that true? another concern of mine is that one of these companies that had ck dated nov 2017 just recently cashed the ck leaving my bank acct over drawn. is that legal and why would they take so long to cash? please help i am gonna need a student loan so i do have intentions to pay these companies pretty soon.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.