HELP Needed!!
Date: Mon, 11/10/2008 - 19:14
--------------------------------------------------------------------------------
I currently have 2 payday loans. It's getting harder and harder every payday to make the payments. They're both storefront locations in Wisconsin. The first one is Check Advance. The loan is for $732.00. I have paid a total of 1,188.00 since June.
The second is Checkmate with a loan amount of $360.00. I have paid a total of $120.00 so far. If anyone could give me some advice on what I could do, I'd greatly appreciate it.
_________________
I currently have 2 payday loans. It's getting harder and harder every payday to make the payments. They're both storefront locations in Wisconsin. The first one is Check Advance. The loan is for $732.00. I have paid a total of 1,188.00 since June.
The second is Checkmate with a loan amount of $360.00. I have paid a total of $120.00 so far. If anyone could give me some advice on what I could do, I'd greatly appreciate it.
_________________
Wisconsin - If the online company solicited you it is required I
Wisconsin - If the online company solicited you it is required Internet based pdl's to be licensed by your state.
Quote:
Wisconsin State Information Legal Status: Legal Citation: Wis. Stat. ???? 138.09 Loan Terms: Maximum Loan Amount: Not Specified Loan Term: Not Specified Maximum Finance Rate and Fees: No Limit Finance Charge for 14-day $100 loan: No Limit apr for 14-day $100 loan: No Limit Debt Limits: Maximum Number of Outstanding Loans at One Time: No Limit Rollovers Permitted: Not Specified Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: $15 NSF fee if check returned due to no account open at bank, insufficient funds or insufficient credit. Check presentment limit: two times. Criminal Action: Prohibited (per Wisconsin worthless check law, a check given to secure a loan isn't "worthless") Where to Complain, Get Information: Regulator: Wisconsin Department of Financial Institutions Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison WI 53708 Phone: (608) 261-9555 Fax: (608) 261-7200 |
