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I live in Ohio. Both my husband and I are really

Date: Mon, 03/21/2011 - 11:33

Submitted by mbostono
on Mon, 03/21/2011 - 11:33

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Total Replies: 3


I live in Ohio. Both my husband and I are really in trouble with payday loans. Each of us have at least three internet loans and at least 3 storefront loans. We have defaulted on all of them. We just cant get out of the cycle. We have not tried to take any loans out since for obvious reasons. We had to close our checking account because these payday loan lenders drained our account to the point that we don't have any funds left to even negotiate with them. The collectors that we have spoken to were so nasty and stated that we had no other choice but to pay them off completely NOW! We can't do it. Do we have any recourse or is it worth it to consolidate these loans with a reputable agency? We don't answer our phone and avoid the collectors completely because they are nasty and we don't know what else to do. Thank you
any advice that you can give us would be greatly appreciated.