city view & SECURITY CHECK LLC

You'll need to contact the CRA and dispute it with the explanation it was never a legal binding debt to begin with and the lenders are not licensed to lend.

I talked with that SECURITY CHECK LLC and they told me to fax in the doc showing that company is not licenced to lend in my state. It is city view. Where can i get this information to fax them?

I sent them a fax with information from the BBB and also from my bank acc where they took money out as well as a letter asking them to remove that collection from my files in the next 48 hrs or i would take it to an attorney because when they added that it dropped my scores right at 100 points. Think they will listen or just do nothing?

Actually, what the CRA SHOULD do is request the license number they operate legally under, it's up to them (the creditor) to prove they are licensed, not you to prove they are not.

I am having the same problem with Security Check. Never received any correspondence from them it just popped up on my credit report. They have not yet responded to my verification letter and I am waiting for the dispute results with the CRA's.

I talked with them again today after faxing them all the Doc i had yesterday. They told me today it was removed from there system and it would be removed from all credit files on the 30th when they reported again. Does this sound right?

I had a loan for $300 from CityView cash, they took my info (bank and all other info) and put the loan under someone else's ssn#, name, and dob! I found out this info and called SecurityCheck LLC who is now the collector of the account after calling CityView Cash to be told they change their name a lot and well, I can't 'contact' the parent company to dispute this. Because the loan went to my bank acct I am willing to pay the $778 they say I owe in full! I just sent in 2 different faxed letters explaining the mix-up of info and asking that they put the correct ssn# and info on the acct, and they won't freaking fix it! They keep saying they have 'an e-mail in to the client' about the dispute, and they are saying they're going to mail the original contract to a house I don't live at to someone who's ssn#/name it's WRONGFULLY IN but the bank info on that contract is MINE! I told them not to send anything except to me, what can I do now? I can't have this on someone else's credit wrongfully this isn't right! I just want them to put the debt in my name and send it to my credit report, it's being paid in fully by this Thursday!

You are having those problems with SECURITY CHECK ? I hate to hear that. I talked with them a couple of times. The first when i called to despute the collection and the lady told me what i needed to do, So i contacted my bank and they broke down when and how much i paid cityview and also got something from the bbb where they were not able to lend money anyway in my state and i told them also they had so much time to remove the collection from my files because it was hurting my scores as well as me and if it wasnt removed i would turn it over to an attorney. Well after i sent all of that i called back the next day and spoke with them again and they said it was removed from there system and it would be removed from my files the next time they reported which is on the 30th.

I used one of the letters under DO IT YOURSELF to send an e-mail notice this morning to Security Check LLC to ask them once the payments are made for balance in full of $788.00 (by the way the original loan was $600.00), they must remove this from credit report or I have no other options other than contacting a lawyer. I explained I will pay $500.00 (which I did on their website today), $275.00 is coming out of my bank account on Thursday, and $13.34 in a money order is being mailed to them tomorrow. This means they get $0.34 in their favor extra, plus balance in full. Do you think they'll remove this from the credit report of the WRONG PERSON now?