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So I had 11 online payday loans over 5 years ago and (thanks to HUGE help from these very forums) ended up closing my account, blah blah blah, the whole nine to get them settled and off of me. A few of them even refunded money back to me! Since then I've never heard a word back from any of them. Until now. Three days ago I got a call from a "Monica Lewis" from some place called "Capital" and she told me I had a claim filed against me from said Classic Group saying they were charging me with breach of contract and attempting to fraud a financial institution and she wanted to verify my whereabouts so she could have me served "the proper documents". Then she gave me an option to "settle the matter" by paying $450. I told her I was unfamiliar with that creditor and she kept dancing around my requests to send me validation of the debt. Also she had called 3rd party members and told them that I was going to be served. So already she was in violation of 2 FDCPA rules. I think, anyway.

But now here's the rub. Five years ago, eleven online payday loans, it is certainly possible I used this company. I've done research and found that many of these "places" frequently change/use other names, probably to slip by the illegality of their operations. I tried to search for this classic group and found it practically doesn't exist except I found an email address for them that matches one of my old PDL's from then: they use .biz at the end of their emails same as excel management, which is slim but the only lead I have on this online PDL service. But I'm pretty sure that Excel was one of my PDL's.

So my only question really is: does anyone know if this PDL is tied with Classic Group and if so then is it legal or illegal? Since I can't find a single thing about it I'm guessing the latter. But it never hurts to double check. Thank you in advance.




Sub: #1 posted on Mon, 08/14/2017 - 13:55

Travis Durham Travis Durham

(Posts: 3 | Credits: )

She is 99% a scammer. If she had legal process to serve, she would've served it already. Go ahead and post her number on the forum here so we have it and it comes up on google for other people. Again, if she calls you again, tell her to have a nice day and you'll be happy to see her over at the court house and pay the clerk if you have a true debt.

Sub: #2 posted on Tue, 08/15/2017 - 09:18

waffles waffles
Moderators Cum Industry Expert
(Posts: 1697 | Credits: )

Thanks for the reply. Here are the numbers she called me from. I didn't know exactly on here where to post them so I'll let you have them so you can post them in the right place. The first one she called from was 844-216-9639, which calls to "Capital" or whatever. The second is 844-218-3517, but it automatically hangs up the call without even ringing.

Sub: #3 posted on Tue, 08/15/2017 - 14:00

Travis Durham Travis Durham

(Posts: 3 | Credits: )

It's a scam. What I found in the Internet is that Classic Group LLC is a real estate builder in Maryland.

Sub: #4 posted on Wed, 08/16/2017 - 03:40

SC SC
Moderators
(Posts: 3937 | Credits: )

It is a scam: don't respond.

Sub: #5 posted on Wed, 08/16/2017 - 06:01

sanderspatricia29 sanderspatricia29

(Posts: 753 | Credits: )

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