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How can I help clear up my debt with loans that are rip-off?

Date: Tue, 07/10/2007 - 08:01
Submitted by on Tue, 07/10/2007 - 08:01
Posts: 202330
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Hi, I am a 24 yr old mother. My daughter's birthday was coming up and I didn't have the money to give or get her what she needed, so I respond to one of those loan company online. I got 200.00 deposit into my account within 24 hrs. They have draft 159.95 and 3 days later took out 60.00 more. What am I supposed to do when my account is in the negative now because I wasn't given enough time to put anything back into yet. COULD YOU GUYS PLEASE HELP ME PLEASE?????????????????????


Tastytreat....
I am not sure, but it looks as if you have signed up with a payday loan that also enrolls you in a visa or master card. That is my guess for the $159.95. Same thing happened to me. Luckily I caught an email that that mentioned the credit card and I started right away emailing and finding out who to talk to to cancel it. The other $60 is for USA credit america or something like that. Another credit program they sign you up for. However, you did sign up. It is all intermingled in with the terms. You were probably like me, so excited you got approved you just clicked through the pages. Check your email for something from Imagine Credit and / or Credit USA or Creidt America. See if you can reply to those and beg cancellation. Good luck!


Submitted by on Tue, 07/10/2007 - 08:16

( Posts: 202330 | Credits: )