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close my account?

Date: Tue, 08/25/2009 - 13:42

Submitted by anonymous
on Tue, 08/25/2009 - 13:42

Posts: 202330 Credits: [Donate]

Total Replies: 12


What happens if you cant pay anymore!?! I got fired today and my next payment is due on Friday. Should I close my account? There isnt enough money in it to cover any of the payments due.


yes you should to protect what money is in there.if you could list the following.

names of each pdl
amount borrowed from each
amount debited by each including fees
what state you are in
internet or storefront.

we can more than help you here.


lrhall41

Submitted by paulmergel on Tue, 08/25/2009 - 13:58

( Posts: 15514 | Credits: )


all of those are MTE and totally illegal.was anything debited by them yet?all debits for fees go towards the loan.look at your bank statement.you may be suprised by how little if anything you owe.


lrhall41

Submitted by paulmergel on Tue, 08/25/2009 - 14:01

( Posts: 15514 | Credits: )


here is what you truly owe.

us cash 280.00
500fast cash 180.00
oneclick 202.00

there is a sticky at the top of this forum titled DEALING WITH ILLEGAL LENDERS.that will guide you every step of the way.we can still help,but that is a great guide.


lrhall41

Submitted by paulmergel on Tue, 08/25/2009 - 14:19

( Posts: 15514 | Credits: )


On the 3rd of August I called another collection agency to set up payment arrangements with my debt card. No sooner than I finished giving them this info my bank account was wiped out leaving me .01 in the bank. I then found out on the 5th of August by my bank that there was a levy on my account as of the 3rd of August by Hosto. My husbands SSD checks are direct deposited to this account. They took this money as well as everything else. I did not know this was going to happen. Do I have any options?


lrhall41

Submitted by on Fri, 08/28/2009 - 08:18

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Never, ever give a pdl company your debit, credit card or bank account numbers. This is exactly what they do - clean you out. I would talk to the bank about reversing the transactions, especially if they weren't authorized. That's fraud. If the personnel at the branch can't give you satisfaction, call the Fraud Dept. of the bank and scream.


lrhall41

Submitted by aubrey on Fri, 08/28/2009 - 08:29

( Posts: 1203 | Credits: )