logo

Debtconsolidationcare.com - the USA consumer forum

Payday Loans - checking account

Date: Tue, 08/10/2010 - 12:06

Submitted by anonymous
on Tue, 08/10/2010 - 12:06

Posts: 202330 Credits: [Donate]

Total Replies: 4


I need to close my bank account with a negative balance. They will not close account until it is at a zero balance. I have several payday loans that will try to draft my account on Friday. My negative balance is going to grow and grow b/c of overdraft charges!


I have overdraft protection up to $800 and currently overdrawn $762! Bank will send repayment plan for overdraft amount, but they said every ACH that comes thru will charge another $31.98 to account..
They said they will not put account on deposit only status.
I have opened new bank account at another bank and my direct deposits will go there, but idk what to do about these 3 payday loans. : (


lrhall41

Submitted by on Tue, 08/10/2010 - 12:41

( Posts: | Credits: )


Quote:

Originally Posted by frogpatch
Go to the branch manager and tell them your account has been compromised and see if it can be put on deposit only status! How negative is it! Any chance they will refund some of the NSF Fees?

You need to do as frogpatch advises asap. Also, if you speak to the branch manager and explain the situation, some banks will reverse charges when asked, it doesn't hurt to ask, all they can say is no.


lrhall41

Submitted by Shazzers on Tue, 08/10/2010 - 12:42

( Posts: 17344 | Credits: )