Just An Update

I just got this emil from cutter group:

5/2/13

Mr.xxxxxxx

"We respect a consumer who researches the services to which he/she uses. With that being said when you applied for and agreed to the terms of the loan, it would have behooved you to read the complete contract you agreed to with Cutter Group. You are a citizen of Iowa, however the contract was not made in Iowa. The contract was completed via the world wide web, the governing law (clearly outlined in your contract) which you agreed to by your legal e-signature are the laws of the jurisdiction in which the lender is located.

That said, after reviewing the account history it appears that you have made two successful payments of $60 totaling $120. The lender would agree to settle the account for the amount of the approved credit which was $200. In order to close this account and mark it as paid in full the lender would require that the remaining $80 be processed from the account or mailed in the form of a money order. Please acknowledge that you have received this settlement and accept it and the instructions to mail the money order will be sent back to you. We will await your response. For your convenience and to allow ample time for your response, your next due date has been postponed to 5/22/13.

Thank you.

Lakeisha H.
Supervisor
CWB Services, LLC
On behalf of Cutter Group
Phone: 1-855-417-4419
Fax: 1-888-503-3751

you will get other emails like that.it's total garbage as in fact your state law prevails as there are no federal anything.now they will take the 80.00,but it's crap that they act like they doing you a solid when that is wht you owe.respond that you will send the 80.00 when you can.you are now in control here.

Paul tells it like it is!

This ones from mobiloans it makes no sense at all

"Dear Blake,

The request to update your personal information has been completed.

Your privacy is important to us and we want to make certain that you requested or authorized this action. If these changes were made in error or not authorized, please contact Customer Support at 877-836-1518.

Otherwise, no further action is necessary.

To view your account details at any time, login at www.mobiloans.com .

We thank you for using Mobiloans and appreciate your business. And remember...when you're on the go Mobiloans is your source for fast cash!

Sincerely,"

No clue what that means i diddnt up date anything, used the format of the emails on here!

Well you revoked ACH and you told them not to contact you or anyone you listed - including work by phone only be email correct? They may have removed phone numbers from the system.

I diddnt think of that, it makes sense now! you guys are so helpful, i wish everyone in the world was this freindly itd be a better place too live

Thanks for your kind words. We are all here to help as much as we can.

Just got this email from castle payday loans!!

"Dear Blake H,

Red Rock Tribal Lending, LLC (D/B/A CastlePayday.com) is a Tribal enterprise, wholly owned and operated by the Lac Vieux Desert Band of Lake Superior Chippewa Indians, a federally-recognized American Indian tribe and sovereign government. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. This web site's contents do not signify a solicitation or offer for check advances in all states. Areas of operation may change with or without notice. Services mentioned on this site may or may not be available in your particular state. Each aspect of, communication, and transaction, with/on this site will be deemed to have occurred in CastlePayday.com's Lac Vieux Desert Band of Land Superior Chippewa Reservation offices, regardless of the location where you are accessing or viewing this site. All content, existing and/or submitted to and in association with this site will be considered CastlePayday.com's copyrighted property. All communications with the company are deemed confidential. Any unauthorized reproduction, distribution, or disclosure is prohibited without the company's express written consent.

Thank you,
Customer Support
CastlePayDay.com
1-888-945-2727


Thank You,

Support@ CastlePayday.com
1-888-945-2727"

to be honest, when i read through that it just seemed as if someone was trying to throw something at you to make you think they are in fact, legal.

I was thinking the same, it almost seems like a bunch of gibberish, i resent the email i sent yesterday

thats exactly what i would have done!

i just got this from United cash loan, i find it pretty amusing, saying there legal but then offering a settlement!

"Dear: Blake
Balance: $260.00

Thank you for your correspondence regarding your account. We are disappointed that you are no longer satisfied with your loan. However, the loan agreement you entered into with United Cash Loans was and is a valid agreement, which is governed by the laws of the Miami Tribe of Oklahoma, a federally recognized Indian tribe.



In addition, it has come to our attention that the form you are using for your correspondence originated from a forum on the website http://www.debtconsolidationcare.com/ . Regrettably, posters on these types of forums tend to traffic in misinformation and mistruths. Often, forums of this nature advance the incorrect theory that form complaints and letters will absolve customers of the obligations set forth in the valid loan agreement entered into between the customer and United Cash Loans.



Notwithstanding, United Cash Loans takes pride in its customer relations and has reviewed your account to ensure that all debits and payments were in accordance with your loan agreement. Upon review, your transaction history shows that all debits and payments on your account were correct. As such, United Cash Loans will not be issuing a refund on your account. However we may settle this account for 2 payments of $130.00 for the total payment of $260.00 starting 06/07/13


Should you have any further questions concerning your account please call our Compliance Department at 1-800-394-3757 Monday–Friday 8:00AM-3:00PM CST, or email the Compliance Department at compliancedepartment@unitedcashloans.com.

Thank you for your time and consideration in this matter.



Sincerely,

United Cash Loans Compliance Department
compliancedepartment@unitedcashloans.com"

do you owe 260.00J?i'm guessing you overpaid.send a new letter.basically the old one with this added.

if you are legal and the site is wrong then why settle?sorry but the misinformation and lies come from you.fine no refund,but i am not paying another penny.so there it is.that is my position and it's not changing.

send that addition to your original email.btw they have a track record of no refunds,but will still claim you owe.ridiculous.

These guys are really starting to bother me! ive sent them 6 emails stating i will not pay more then i owe and they keep sending this email

"Blake



We are sorry to hear that we were unable to come to any type of mutual agreement in regards to the settlement of your loan.



We would like to work with you to come to an agreement to pay off your loan. So, while we are not obligated to do so, and in full and final settlement of your grievance and any claims you may wish to assert against us, we will agree to the amount and schedule below. Once all the agreed upon settlement payments have been successfully paid, we will waive the remaining balance on your account. Agreeing to this settlement will freeze any interest or fee amounts currently outstanding.



Current Amount Due: $540.00

Number of settlement payments: 5



Payment Schedule:

06/03/2013　 $108.00

06/17/2013　 $108.00

07/03/2013　 $108.00

07/15/2013　 $108.00

08/05/2013 $108.00



Payment Method: ACH



Although we do accept Money Orders and Cashier’s Checks, we strongly recommend that you select ACH transfer to prevent any issues that may result from an untimely or lost payment sent through the U.S. postal system. Please notify us if you would like to use a payment method other than ACH.



To finalize

this settlement option, please reply "I AGREE" in the subject heading. You hereby voluntarily authorize us to initiate automatic debit entries to your Bank Account in accordance with this Agreement. Only upon receipt will settlement be made.


If you chose not to agree to the proposed settlement, you may send a letter to the Tribal Financial Services Regulatory Authority. If your letter is not received within ten (10) days, the full balance of your account ($540.00) may be sent to a 3rd party collections agency. Please send your written complaint to the following address:

Tribal Financial Services Regulatory Authority

P.O. Box 704,

Watersmeet, MI 49969-0704

　

Thank You,

Support@CastlePayDay.com

1-888-945-2727"