I have been reading this great site for over a month now...and I must say you all are wonderful. I am struggling with my payday loans and where to go next? I have closed my checking account, but the phone calls are driving me crazy how do I get the phone calls to stop from these crazed people! They are starting to call my work and I can't take these calls since I work in a hospital! It's embarassing!
This is my terrible situation:
Credit Protection loan 625./pd. over 914.38
Geneva Roth(Loan Point USA?) 300./pd.990
CMG?(not sure who they are associated with) 250./pd over 825.
Impact Cash-300./pd 270.
Tremont Financial-300./pd 366.
Little Loan Shop-200./pd 180.
Internet Funding Corp-200./pd.180
Also has anyone ever used Langhorne? I have thought about using them since I just don't have time to deal with these people
but I am scared that I will fall in a trap again! I work 2 jobs and have children so my time is very limited. Any input would be great! Thanks in advance!!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.