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got this today

Date: Thu, 03/12/2009 - 11:16

Submitted by anonymous
on Thu, 03/12/2009 - 11:16

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Total Replies: 15

i had loans through webpaday, cmg group llc, and paragon which were all internet payday loans. they got turned over to NCA which i basically told to go get fu@#^d then they turned them over to mclemore and edington pllc attorneys at law. i am in TN and those attorneys are about 4 hrs away from me. i am not sure if webpayday is legal i hear there are 2 of them and 1 is legal and 1 isnt i have also heard that cmg is legal but not sure about paragon. i have over paid all of these. does anyone know about those 3 companys or the so called attorneys that have it now

If they are legal, then you have NOT overpaid them.

If they are legal, then you have NOT overpaid them.

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Submitted by on Thu, 03/12/2009 - 11:26

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i meant to say the i heard cmg was illegal

i meant to say the i heard cmg was illegal

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Submitted by on Thu, 03/12/2009 - 11:33

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Call the Depat. of Finance in your state. They will tell you fo

Call the Depat. of Finance in your state. They will tell you for sure if these pdl companies are licensed in your state. If they are lecensed in your state then you have to pay whatever they are asking. If they are not licensed in your state than just pay back the exact amount you borrowed.

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Submitted by tommiefreestyle on Thu, 03/12/2009 - 11:38

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Wrong

Josh334-Stand by until someone who knows what they are talking about comes along. These answers are not correct.

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Submitted by on Thu, 03/12/2009 - 11:43

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Excuse me, these answers are correct.If a pdl is legal in your s

Excuse me, these answers are correct.If a pdl is legal in your state than you are required to pay them what they are asking for. I have been on this site for several years amd think I doo know what I am talking about.

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Submitted by on Thu, 03/12/2009 - 11:54

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they are only legal if they are licensed in any state but i thin

they are only legal if they are licensed in any state but i think the 3 that i listed or not licensed anywhere in the US

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Submitted by on Thu, 03/12/2009 - 12:53

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josh, what state are you in? for legal loans, it depends on your

josh, what state are you in? for legal loans, it depends on your state's laws.. sometimes giving them what they ask for means that you are over-paying because even if a company is legal, they might still be asking for fees or rollovers that are too high for your state's limits.
if the loan is not legal, you morally would have to pay what was borrowed but that is all.

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Submitted by bea2ls on Thu, 03/12/2009 - 12:57

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I am sorry, I noticed you said you were in TN, i am not sure how

I am sorry, I noticed you said you were in TN, i am not sure how your state works :( perhaps someone will be around with your state laws?

but the loans you mentioned seem to be illgeal everywhere, is that correct?

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Submitted by bea2ls on Thu, 03/12/2009 - 12:58

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You can check your state laws here. http://www.debtconsolidat

You can check your state laws here.

http://www.debtconsolidationcare.com/paydayloan/internet-lending-in-50states.html

I will try to research some of this for you.

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Submitted by kfstaff24 on Thu, 03/12/2009 - 15:58

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I do not see any of these companies licensed in TN.

I do not see any of these companies licensed in TN.

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Submitted by kfstaff24 on Thu, 03/12/2009 - 16:12

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If you go to the search box in the upper right hand corner and t

If you go to the search box in the upper right hand corner and type in the name of the PDL company you want information on you can read what other members had to say about them and their experience in dealing with them.

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Submitted by kfstaff24 on Thu, 03/12/2009 - 16:27

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http://www.debtconsolidationcare.com/paydayloan/financial-instit

http://www.debtconsolidationcare.com/paydayloan/financial-institution-tennessee.html

This is very good information about TN

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Submitted by kfstaff24 on Thu, 03/12/2009 - 16:47

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kfstaff24 you are all over it! :D

kfstaff24 you are all over it! :D

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Submitted by Cool_Abyss on Thu, 03/12/2009 - 16:49

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Thanks anyaroberts!!!!!

Thanks anyaroberts!!!!!

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Submitted by kfstaff24 on Thu, 03/12/2009 - 17:19

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thanks everyone from what i read it seems they are all illegal

thanks everyone from what i read it seems they are all illegal

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Submitted by on Fri, 03/13/2009 - 11:04

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