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Debtconsolidationcare.com - the USA consumer forum

upset/worried

Date: Wed, 05/11/2011 - 16:28

Submitted by anonymous
on Wed, 05/11/2011 - 16:28

Posts: 202330 Credits: [Donate]

Total Replies: 6


I gave these people 273.00 on feb 3, 2011 via debit card for a debt i knew i owed before i found out it was a scam. Now another debt collector is calling and telling me I owe more money for the same debt. What should/can I do?


I am going to state right off of the bat that I am new here and am in no way well versed on collector management. That said, my educated guess from tons of reading on this site would be to answer the call. Do NOT give out ANY information. Demand that a dunning letter be sent to you with in 5 days as is required by law. Absolutely do not verify any information for them. If they are legit they will have your address on file as well as any other information they need. Hang up, do not speak with the idiots anymore than necessary. That way you can't slip and give them any information to go on or get upset about any threats. (No point in stressing yourself more that you have to.) Later, if they actually send you the dunning letter, you can start the process of verifying the debt and their right to collect it.


lrhall41

Submitted by bekkaboobrooks on Wed, 05/11/2011 - 17:58

( Posts: 12 | Credits: )


It was M Callaghan & Associates LLC. I did not get the name of the new collection agency that is now calling. The # on the heading of the email that was sent from M Callaghan & Assoc. does not work. I was how ever able to find the local # they used to conact me it was 919-410-6914 and they did answer and told me they would send out a letter saying that my debt was settle and it would take 30 days to receive that.


lrhall41

Submitted by on Thu, 05/12/2011 - 06:38

( Posts: | Credits: )


well while i would be upset,and pi$$ed as both m.callaghan and mycashnow are both illegal bottomfeeders and with that being said you only owed mycashnow the principle,and anything in "fees"debited gets deducted from that.btw it doesn't take 30 days to get a letter to you.m.callaghan gave/sold the debt delibrately.file an AG complaints against all three places.mycashnow,m.callaghan,and this new piece of garbage,and do not pay anbody else on this without proof you owe it.which i'm guessing said proof cannot be obtained.


lrhall41

Submitted by paulmergel on Thu, 05/12/2011 - 06:56

( Posts: 15514 | Credits: )