Payday Loan Help
Date: Thu, 12/08/2011 - 10:54
Due to a combination of stupid decisions and large bills (car repair, hospital bills) I currently have two installment loans and two payday loans. This is more than I can handle and I am starting to fall behind on important bills. I am looking for any advice that might be offered. I am located in California and the loans I have are as follows:
AdvanceMeToday.com
Loan of $300 taken 10/21/2011
I have made 3 (rollover) payments of $72 which have not gone toward the principal at all so I still owe $372 each paycheck
Cash Central
Loan of $255 taken 12/02/2011
Payment of $295.48 to be taken 12/09/2011
I will probably need to take another one when I can because I will have no money left in my account
ApplyAdvanceAmerica.com
Loan of $2600 taken 08/12/2011
I have made 7 payments of $207.51 and have 18 more payments (each paycheck) of $207.51 and one final payment of $81.42
Check 'n Go
Loan (actually a refinance) of $2600 taken 12/01/2011
I am scheduled for 17 payments of $304.64 every paycheck
I realize these have all been stupid decisions but now I am struggling and am desperate to get out or at least under control. Any help will be appreciated.
AdvanceMeToday.com
Loan of $300 taken 10/21/2011
I have made 3 (rollover) payments of $72 which have not gone toward the principal at all so I still owe $372 each paycheck
Cash Central
Loan of $255 taken 12/02/2011
Payment of $295.48 to be taken 12/09/2011
I will probably need to take another one when I can because I will have no money left in my account
ApplyAdvanceAmerica.com
Loan of $2600 taken 08/12/2011
I have made 7 payments of $207.51 and have 18 more payments (each paycheck) of $207.51 and one final payment of $81.42
Check 'n Go
Loan (actually a refinance) of $2600 taken 12/01/2011
I am scheduled for 17 payments of $304.64 every paycheck
I realize these have all been stupid decisions but now I am struggling and am desperate to get out or at least under control. Any help will be appreciated.
Hey, payday loans are legal in California and therefore you have
Hey, payday loans are legal in California and therefore you have to pay the entire amount that you owe, both the principal amount and the interest rates with the fees. But if you're in a financial bind, you may go for payday loan consolidation as the number of payday loan accounts are many in your case. Just combine your debts and repay them in single monthly payments. :)
Hope this helps :)
