Are these companies legal in Kansas?

None of your lenders are legal. Go to forum section, click on paydayloan help, then click on sticky on how to deal with unlicensed lenders. You are only morally obligated to pay back the principal amount borrowed, no interest or fees.

Thank you! I do intend to pay this back but like all others here, I had to close my checking account - it sure is hard to pay with money orders! I will go to that post you suggested!