Who are the illegal payday loan lenders in SC and how to handle them?

None of these lenders are legal. Follow the link in my signature line for information on how to deal with them. You know principal only...no fees and no interest.

If you have had a long relationship with one of the illegal companies, can you go back to the beginning and add up what they given you and what you paid back and ask for the difference?

An example is Payday One/RISE, I started with they on June 2nd 2010, I received deposits in the total amount of $17575. They have withdrawn my account $22855.21. This results in an overpayment of $5280.21. I have a current loan of $1500 and have paid $560 toward this one. Should I not finish paying they off and ask for the $5280.21 that was over paid since 2010? I have a record of each transaction from my bank account and from their website.

Thank you very much for the information.

yes you should do as stated above - what borrowed minus what paid to date and be done.. they will argue..Seeing what borrowed and what paid to date on that had to be a little painful, glad you know now and can end that cycle.. I doubt you will get a refund.. but I would not pay them another dime..