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Hi I have these pdls and I am from Oregon

The principal has been paid on these
Everest $600 210$ fee paid every two weeks total payments over 1000
Fee was taken out x4 at 180$ now up to 210$ because they are paying down principal 30$ at a time.

This company was just sued by my state (Oregon) and a cease and desist was granted but ofcourse they havent stopped my payments.

Sign my loan.net 300+90$ fee every two weeks
Have paid 360$
now they are going to take 240$ to pay 1/2 principal and 90$ fee

DS Lending 300+90$ fee paid every two weeks
Have paid 360$
now they are going to take 240$ to pay 1/2 principal and 90$ fee

Principal not paid yet
500fastcash 400$ plus 120$ fee every two weeks
Have paid $240

New Loans

VIP LOAN Shop 500$ 150$ fee start paying next payday

United Cash 600$ 150$ fee start paying next payday


I am in deep and cannot close my bank account. My husband who is suffering from cancer is the primary account holder and I have to fix this mess on my own.

I can't have them call and harass my work and my family.

Do I try and reason with those I have paid more than the principal on because they are illegal in my state? If I question them on this will they immediately try and pull all the money they can get?
If you were me would you consider a payday loan consolidation/management company? I clicked on the live chat link and they said if I could call they would tell me about the "program".

Please I am sick and scared.
Thank you for any and all advice.




If you can't close the account, then put the account in the "deposit only" status. Send a letter to all the illegal lenders (whom you have paid more than the principal amount) and ask for a refund. No need to go to the payday loan consolidation companies. You only owe the principal amount.

Sub: #1 posted on Sun, 01/08/2012 - 20:28

ditchdebt ditchdebt

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