western sky/cash call
Date: Fri, 11/02/2012 - 09:39
But now Cash Call is sending me letters and have reported it on my credit report that I am 60 days past due. Continually offering me lower payments in an effort to have it removed from my credit report.
Any suggestions on how to convince them that I have paid them back and then some so that it is not a ding on my credit?
In this case both Western Sky and Cash Call are illegal. So you
In this case both Western Sky and Cash Call are illegal. So you owe principal only. Usually illegal lenders can???t report to the credit bureaus. So you should dispute it with the credit bureaus. Don???t pay back them any interest or fees. Close down your old bank account and open a new one.
Forget and ignore the communications from CashCall and file a re
Forget and ignore the communications from CashCall and file a report with the FTC stating a violation of the FCRA violation by CashCall since they reported a negative tradeline for an illegal loan.
As for fixing your credit report, you need to dispute the tradeline in writing with the credit bureau and state that the loan being reported by CashCall was originated by Western Sky which is an illegal lender and that the CashCall reporting it is in violation of the FCRA.
You should also send a letter to CashCall stating that you are filing a complaint with the AG and the FTC for the FRCA violation they are committing by reporting your account to the credit bureau.
Oh! These tricks have become pretty old. Don't pay a dime to Cas
Oh! These tricks have become pretty old. Don't pay a dime to Cash Call. Even if you pay an amount to Cash Call, they'll demand more money from you. They'll ask you to pay more money to have this negative item removed from your credit report.
You cannot make a payment to Cash Call to remove negative report
You cannot make a payment to Cash Call to remove negative reporting from your file. Once a negative report is there you need to file a formal complaint and ask for the negative tradeline to be removed from your record because Cash Call is acting as a servicer for an illegally originated note. Cash Call and Western Sky are one and the same. Don't be duped.