New info

That's news for me!!!!!! Thanks for the information 'lessonlearned'. But, I think, CFSA should update the site as well so that, visitors are not mislead.

I agree fully. That is why I called since I was getting told too many different things. They were my last hope in dealing with the cash store but now I guess I just need to call corporate and do what I need to do.

Hmmmmm, so, they withdrew their membership? That's interesting.

Yes. I was surprised and it didn't make sense to me since they were listed on the website. I called them to file a complaint against The Cash Store since I asked for an EPP and they didn't allow it and told me they weren't members. Much to my surprise when I called the lady I spoke with told me they were but then looked again and said they paid their membership but recently withdrew membership.

I am still going rounds with the manager and its not going anywhere as interest accrues daily along with the one from PLS. The other one I have I just spoke to today and said I owe 730.00 and it will go to collections tomorrow. I told her I wasn't able to pay anything until Dec 10 and she said then I will owe 799.00 and I would have to come in, put some money down and make arrangements but would have to issue a new check and told her I wouldn't do that so now its going to collections since I am not comfortable issuing another check.

I am also curious as to why the loan from PLS and The Cash Store haven't gone into collections since it has been a month now. I just want to get out of this mess and am seriously considering a debt consolidation company as I won't be able to just pay what I took out since one company already said it doesn't work that way.

Were they still members when the loan was issued to you?

my check was made for 489.00 (rounded up) and I can't pay just that...this company wants 799 or 730 if it goes to collections (which I told her to do since I won't put another check on file)

That I am unsure of Shazzers. At this point it is too late as I am in default now.

Loan was issued a year ago

Are you planning to wait until it's turned over to a collection agency? If you are, just make sure you understand your rights when it comes to a 3rd party collector. Read the link below so you will be prepared on how to proceed if it does come to that.
http://www.expertlaw.com/library/consumer/fair_debt_collection.html#6

And remember, don't admit to owing a debt over the telephone, request a letter of collection via the mail, any agreements should be in writing BEFORE you hand over any money or agree to any payments.

Well she made it seem as though I didn't have a choice since I didn't want to give her another check as collateral towards the "payment arrangement"

So I can dispute owing the 730 and try to negotiate to 489 since that is what the check is written for?