Not sure what to do about legal PDL's
Date: Sun, 10/18/2009 - 20:30
Not sure the of the proper way to handle it. But if it was me I
Not sure the of the proper way to handle it. But if it was me I would contact them directly to set up payment arrangements since you admit you owe the the money. Maybe that way you can stop the judgement from ending up on your credit report and get out of going to court. Not sure though but it's worth a try.
i would never let them get a default because the judge might hav
i would never let them get a default because the judge might have given you options to pay it back :(
i do not really have advice on this but hang in there, this can be done and you will pay them off before you know it :)
i think deborah that meechelle already got the default judgement
i think deborah that meechelle already got the default judgement.i personally would have gone to court.that way any payment would be what you can afford.now if the CA doesn't agree,or comes up with a payment plan.you could be looking at garinshment.i would contact the CA and get the ball rolling on a payment plan.
It bothers me that a county clerk of court would advise you NOT
It bothers me that a county clerk of court would advise you NOT to show up for court, that's the worst advice ANYone could give you let alone a clerk of courts. It's too late now though so you need to deal with the situation at hand. I wouldn't call them and make arrangements, I would send them a letter, certified return receipt requested, offer them a payment plan you can afford IN WRITING and include that you need for them to sign off on the letter and send it back to you, this way you will have it in writing and there can never be any question on what you and the collection agency agreed upon. OR, if it's at all possible, offer them a settlement, perhaps start with 50% of what the entire amount is, this will give you some room to negotiate a pay off.
that bothered me, too, shazzers - i work in a court house and am
that bothered me, too, shazzers - i work in a court house and am always told to never ever give any kind of legal advice - you could be sued, fired, etc. for that sort of thing.
i would send a certified letter asap, and stay calm. this still can be done and you will be soon payday loan free :)
Quote:Originally Posted by meechell83The advice I got from the v
Quote:
Originally Posted by meechell83 The advice I got from the very nice court clerk was to let them get a default judgment because I was not disputing that I owed the money. I did so and she told me to contact them directly to make payment arrangements. |
If you can prove that it is probably sufficient grounds to set aside the judgement. Court clerks are forbidden from advising you in that manner.
Proving it is the problem.
pathches, i agree - they are really not allowed to do so. even w
pathches, i agree - they are really not allowed to do so. even without proof i would request to speak to a supervisor about this. court offices get sued quite often for this sort of thing and s/he might try to work with you to avoid this.
I'd still bring it up to the judge, at least the clerk will thin
I'd still bring it up to the judge, at least the clerk will think twice about doing it again if she/he is aware that someone complained.