Collection Agencies and Payday loan collections
Date: Mon, 06/27/2011 - 12:46
Once you send a company a DV letter, how long do they have to answer in writing?
Then if they don't can I contact the CRA's and send them a copy of what I sent and show no response and have it removed?
Some of my accounts on my credit report show "collections" but don't say who with. How do I find that out?
Also on credit report is shows "date for item to be deleted". Does that mean it will fall off the credit report then? I have two or three that are within the next 3 months.
If a payday loan collector will not give you a address to mail a DV letter, what do you do next? I would like to also send a CandD letter but don't know where to send it if they won't tell me their address? Help?
Thanks so much
Then if they don't can I contact the CRA's and send them a copy of what I sent and show no response and have it removed?
Some of my accounts on my credit report show "collections" but don't say who with. How do I find that out?
Also on credit report is shows "date for item to be deleted". Does that mean it will fall off the credit report then? I have two or three that are within the next 3 months.
If a payday loan collector will not give you a address to mail a DV letter, what do you do next? I would like to also send a CandD letter but don't know where to send it if they won't tell me their address? Help?
Thanks so much
As far as I know, there is no specific time limit within which t
As far as I know, there is no specific time limit within which the collection agency has to validate the debt after you send them a validation letter. You should wait for at least a month and check out if they validate the debt. If you don't receive any response from them even within a month, then you can ask them to cease contact. But I don't think you will be able to remove the item from your credit report as you still owe the debt to the original creditor. Also, you should note that you cannot send a DV letter to a payday loan company.
