capital recovery associates

i have a internet pay day loan through jvc. I closed down my bank account and now jvc has turned it over to capital recovery associates. they called my work, cell and my father's house and said they were having a summons and the local authorities sent to my work for fraudelent check. I live in south carolina and did the pay day loan on line. can an on line loan be considered a bounced or fraudelent check? these people are very nasty on the phone and have been to my father as well.