anyone know about credit protection depot

Loan Terms:
Maximum Loan Amount: $500
Loan Term: Min: 5 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
apr for 14-day $100 loan: 459%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: Three (extensions)
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: $25 NSF fee + actual charges assessed by the financial institution
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Arizona Department of Financial Institutions
Address: Financial Enterprises Division, 2910 N. 44th Street, Suite 310 Phoenix AZ 85018
Phone: (800) 544-0708
Fax: (602) 381-1225
Regulatory Contact: Robert Charlton,, Assistant Superintendent of Bank

from what i can tell this company doesn't even have a license to loan (i could be wrong) i would pay them back what i borrowed. since cpd is an outside agency cant you send them a c&d letter?

I just faxed them a C&D letter but I am nervous on what will happen next. I guess that's what they want. I would be willing to pay back the money to paydaymax but every time I call there, they send me to CPD. I am so confused!

How much have you paid them before defaulting, how many roll overs did you have, what was the intrest rate ( or "processing fee" as they tend to call it )?