Help in Missouri
Date: Tue, 08/31/2010 - 11:59
Blackcard Loan - $800 borrowed - paying $192.00 interest only
CRI - $300 borrowed - paying $75.00 interest only
Cash Jar - $300 borrowed - paying $125.00 interest only
Ace Cash - $300 borrowed - paying $71.75 interest only
I've already gotten myself out of the credit card hole and this is the next step. I'm just not sure where to start. On some of the threads they mentioned PIF letters, but I've not been able to find them and how to use them. Thought and ideas?
taybro
Except Ace Cash, all your payday loans are illegal. So, you are
Except Ace Cash, all your payday loans are illegal. So, you are not legally bound to pay anything to them except the principal amount borrowed.
Click on the following link to know about how to deal with illegal payday lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
Is it Ace Cash Express storefront or Ace Cash Services, which is
Is it Ace Cash Express storefront or Ace Cash Services, which is an illegal lender out of Overland Park, KS? They use the name Ace Cash too so people think they are the LEGAL one when they check with the state licensing authorities.
Yes, as the above poster stated, Ace Cash Services is NOT legal,
Yes, as the above poster stated, Ace Cash Services is NOT legal, Ace Cash Express IS legal, we need to know which one you are talking about before concluding the legality.
Quote:Originally Posted by paulcahill80Except Ace Cash, all your
Quote:
Originally Posted by paulcahill80 Except Ace Cash, all your payday loans are illegal. So, you are not legally bound to pay anything to them except the principal amount borrowed. Click on the following link to know about how to deal with illegal payday lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html |
Never assume the full name of the lender, request the facts first before making a determination. Thank you.
[QUOTE=Shazzers;742942]Yes, as the above poster stated, Ace Cash
[QUOTE=Shazzers;742942]Yes, as the above poster stated, Ace Cash Services is NOT legal, Ace Cash Express IS legal, we need to know which one you are talking about before concluding the legality.[/QUOTE]
Just did some checking and it is Ace Cash Express, so that one is legal.
Quote:Originally Posted by Julia PurnellJust did some checking a
Quote:
Originally Posted by Julia Purnell Just did some checking and it is Ace Cash Express, so that one is legal. |
Yes it is legal, and they offer an extended payment plan, but they won't tell you about it, you have to request it.
Just a little update. I have gone to the bank (Bank Midwest) and
Just a little update. I have gone to the bank (Bank Midwest) and they wouldn't do a debit block or any of the other suggested remedies. What they have advised us to do was to close our account. Yes close it. So that is what we are doing today. We are sending the emails today as well and go from there. The bank was extremely helpful and actually very, very kind and gave us another option of issuing stop payments to the various companies but that was going to be very expensive and kinda dangerous if you weren't able to specify the exact amounts as well. They weill order the new debit cards for us and help us manager fromthis point out.
Now just to get the emails send and get the other ball rolling.
Julia, My Bank Suggested the same thing, I also live in Mo and
Julia,
My Bank Suggested the same thing, I also live in Mo and I am currently trying to block, 500fastcash, unitedloan, and Zip19. I for now how issued stop ACH payments and checks to these companies, but will be going back in in a couple days to close the accoount out! I am right here with you on this!
Starting to get emails back and they want me to call them. I kno
Starting to get emails back and they want me to call them. I know now to do this but what type of email do I send back to them?
Good Luck
It's not easy but it was the best decision my husband and I made. I finally slept last night for the first time in a very, very long time. I know it's not over, in fact just beginning, but when you make that first step it's so much easier. We know we made the mistake of even getting involved with these people in the first place, but you just never realize just how sucked in you are going to get.
Keep the faith and if we all work together and support one another, we can make it through and we won't let them win!
Just received an email from CRI. They stated that my account was
Just received an email from CRI. They stated that my account was closed and PAID IN FULL. One down.
I have received another Paid In Full from Blackcard Loan. I had
I have received another Paid In Full from Blackcard Loan. I had totally forgotten to list one of the loans, Nationwide Cash. I am recieving calls from them and I'm not sure how to proceed. Any suggestions?