If I close my bank account in Texas can criminal charges be brought against me?
Date: Tue, 07/02/2019 - 18:46
I have payday loans with Check N\' Go, Advance America, Allied Cash Advane, and EZ Money. I have paid on time and I can no longer afford the fees. I will pay them back, but I can\'t continue to pay them bi-weekly. What should I do?!
If you have already paid back
If you have already paid back the required amount on time, why will you pay the fees? Make sure you're not paying extra on the payday loans. In case of illegal payday loans, you're just supposed to pay the principal amount and nothing else.
Advance America - Legal
Advance America - Legal lender
Check N Go - Legal lender
EZ Money - Legal (EZ Payday Cash is illegal)
Better to go on the settlement route or the EPP option. The EPP option gives you the choice to pay off debt in 4 equal installments.
Request for an EPP. You can
Request for an EPP. You can also settle the debts. Or, you can take out a consolidation loan to repay it.