multiple payday loans in calif

The court sends papers, not the collection agency. Did you get something from court?

For them to get a judgement they need to file a case in civil court that is heard by a judge. The judge sets the judgement not the collection agency.

no everything came from Avantis Financial. The only reaseon I know they sued me was I pulled my credit report and there is a civil judgement on my credit report from Avantis financial.

Judgements are public record. I would go to the court site and find your judgement and see exactly what it states.

I am also in California and know that for a judgement to be legal, you have to be served by a process server at least 30 days before your court date.
It would also behoove you to contact a lawyer to see if papers were actually filed against you in South Dakota, would they be legal, since you are not a resident of the state. Also, was this an internet loan--and btw, I have checked the Ca.gov website and they aren't even licensed in California! This is an illegal loan and they can't do anything.

The letters they sent were certified mail, not by a processor. I will have to contact the court and find out what is going on.

Worthless POS...run along

Go to hell "Guest" who are you to judge people here? I bet you must be a Payday Loan employee and is coming to the realization that you are about to loose your rip off job.

I want to cuss you out so badly but this is not the site for it.

I finally checked the court records in the county where I live and they do not have any records of Avantis filing a small claim against me. what shoudl I do now, as my employer is garnishing my wages?

I would place a wage revocation statement at work.

Did you get any papers from your employer? If your work got legal garnishement papers they have to supply you a copy before they garnish.

They can not legally garnish without a court order but they can invoke a wage assignment. Revoke that ASAP!

I did not receive any papers from my employer? How do I invoke a wage assignment?

Go here and scroll down to the 13th post. There is a letter and in the body of the letter is the revocation statement. It is only two sentences and it is all you need.

Create the letter to match your information and sign and date it and get it to payroll/HR.

Can I still send the letter even though my employer is already taking money out of my paycheck? They have taken out $300 so far.

Can I send this letter to my employer even if they are already taking money out of my paycheck? They have taken out $300 so far.

Can I still send the letter even though my employer is already taking money out of my paycheck? They have taken out $300 so far.

I would and I question your employer as to what paperwork they received to garnish your wages in the first place.

They should have notified you.

Okay, here is the latest with Avantis Finacial.?? After 3 months I finally received my mail from my old address??that they sent three certified letters to.?? The first one stating they were going to sue me and I had to appear in court, the second stating they sued me and one because I did not show up and the third one that they were sending a letter to my employer to have them garnish my wages.?? I also received letter from my employee that they sent to my old address (don't ask me why, as they send everything else to my new address) that they were going to garnish my wages.??
My question is this, I have not lived at that address for 3 years although I did use that address when I applied for the cash advance as that was my address at the time.?? Can someone tell me if what they did was legal?
??

To be honest I am not sure.
??
I would post that in the Collection Ageny and Creditor forum. They know more about that sort of thing and how the notification works.

Thanks, will do.

Please get in touch with PDL (PAYDAY LOAN ASSISTANCE), I also have several loans out including on from USFASTCASH also. The number to call is: 800-957-8319 ask for Marquita ext. 7233 who happens to be the rep. helping me. MAKE SURE YOU PUT AN ACH BLOCK ON ALL OF THE COMPANIES YOU HAVE THE LOANS WITH. (Just call your bank to place them, some banks may charge for each ACH block). Hope this helps and have a blessed day!