CT payday loan HELP!!!
Date: Fri, 04/10/2009 - 13:16
Hello all. Over the last few months this site has been a HUGE help to me! I havent asked a question yet, becaues mine have been answered.But I guess I am still a little unsure of things. I live in CT, and I have seen that payday loans are illegal here. Well I had 4 of them.
MyCashNow, 400 borrowed and well over paid
Magnum Cash Advance-500 and paid over
LointPoint-750 and over 1000 paid
United Cash Loans-300 borrowed over 900 paid back
In January I closed my bank account, and waited it out. I was getting calls at work and phone over 30 a day!! They were relentless! They eventually let up a little bit, I did send them all C&D letters but most came back because they didnt give me the correct addresses (they are all in collections now). Well I am still getting random calls from National Service Bureau and Pheonix Debt Collections and a Geneva Roth agency to. They leave the normal threats about "getting processed" "reporting you to ***county". I dont return any calls, I have paid them all back more then the principle amount and they know thats its illegal!!! Today I got a call from 866-580-3480, but I never had a loan from that company not to sure why they would be calling?? My question now is what can I do to finally get these people to stop calling? Is there anything they can do to me??
thanks for all your help!!!
MyCashNow, 400 borrowed and well over paid
Magnum Cash Advance-500 and paid over
LointPoint-750 and over 1000 paid
United Cash Loans-300 borrowed over 900 paid back
In January I closed my bank account, and waited it out. I was getting calls at work and phone over 30 a day!! They were relentless! They eventually let up a little bit, I did send them all C&D letters but most came back because they didnt give me the correct addresses (they are all in collections now). Well I am still getting random calls from National Service Bureau and Pheonix Debt Collections and a Geneva Roth agency to. They leave the normal threats about "getting processed" "reporting you to ***county". I dont return any calls, I have paid them all back more then the principle amount and they know thats its illegal!!! Today I got a call from 866-580-3480, but I never had a loan from that company not to sure why they would be calling?? My question now is what can I do to finally get these people to stop calling? Is there anything they can do to me??
thanks for all your help!!!
In my opinion, the best way to handle those calls is to pick up
In my opinion, the best way to handle those calls is to pick up and hang up, or just don't answer them at all. They will eventually tire of calling. OR, best possible solution, change your number.
I got caller ID and that helped a lot with my frustration level.
I got caller ID and that helped a lot with my frustration level. If I don't know the number I don't pick up and it goes to the answer machine.
Decent phone with answer machine = $40
Caller ID - $10 a month
Never having to talk to idoits - Priceless