I sent pdl co a letter on to adjust the date they will debit my account since my HR office sent us a memo that our payday will be officially the a later date instead the fixed date (a copy of the memo was sent as well). They refused to acknowledge that based on their correspondence with me. I tried to call them 3 times and waited 15 minutes each time without anyone answering the phone. I have paid them $440 on a $350 loan. What can I do for now? Thanks.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.