Pay day loan defaulter
Date: Fri, 06/11/2010 - 15:10
Submitted by Rayna Beauchamp
on
Fri, 06/11/2010 - 15:10
Total Replies: 7
It depends on your state's collection laws and the company. Eve
It depends on your state's collection laws and the company. Every state has laws that say what methods a company has to try before they can resort to a law suit. A law suit is always the last resort. They can only garnish your wages if they get a court order and your state law allows it. My advice is to google your state's collection laws.
What state are you in? What was the name of the pdl? Was it Inte
What state are you in?
What was the name of the pdl?
Was it Internet or store front?
Quote:Originally Posted by ShazzersWhat state are you in? What w
Quote:
Originally Posted by Shazzers What state are you in? What was the name of the pdl? Was it Internet or store front? |
I live in California. I have six. Cashmax, Cash1, advance america, California check cashing store, check n2 cash, cash and go. All storefront. Loan was for $255.00.
I also have one for $1000 with Think Cash, internet based. I believe out of PA - First Bank of Delaware
Have you defaulted on any of these loans yet? Think Cash and F
Have you defaulted on any of these loans yet?
Think Cash and FBD are not payday lenders, by the way, and they are horrid to deal with, they will harass you night and day if you default on their loan.
Advance America, Check Into Cash and Cash 1, are all members of
Advance America, Check Into Cash and Cash 1, are all members of the CFSA ( Community Financial Services Association of America ), see the link below:
http://www.cfsa.net/MemberList.aspx
That means you are eligible for an extended payment plan, read the link below to read about the EPP:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
Quote:Originally Posted by ShazzersHave you defaulted on any of
Quote:
Originally Posted by Shazzers Have you defaulted on any of these loans yet? Think Cash and FBD are not payday lenders, by the way, and they are horrid to deal with, they will harass you night and day if you default on their loan. |
I have defaulted on these loans just recently (as of June 1) What should my next step be ?
I had 6 loans at 250 each. Closed my account and began making p
I had 6 loans at 250 each. Closed my account and began making payments. I owe 125 now to each one. Will they take me to court for that small amount