default
Date: Thu, 10/23/2008 - 12:10
Has anyone had any experience with phone calls at work after defaulting on pdls? We have a couple pdls at storefronts in Va. I am ready to close my checking account and open a new one however we are afraid the lenders will harrass my husbands work.
Here are two pages on harassment due to payday loans: - Payday
Here are two pages on harassment due to payday loans: -
Payday Loan Harassment
i need help with payday loans
Please check the pdl laws of VA: - Quote:Virginia State Informa
Please check the pdl laws of VA: -
Quote:
Virginia State Information Legal Status: Legal Citation: Va. Code Ann. ???? 6.1-444 et seq. Loan Terms: Maximum Loan Amount: $500 Loan Term: Min: 7 days Maximum Finance Rate and Fees: 15% Finance Charge for 14-day $100 loan: $15 apr for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified Rollovers Permitted: None (cannot refinance, renew, or extend) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: $25 NSF fee; Court Costs; Reasonable Attorney's Fees (not to exceed $250) Criminal Action: Prohibited |
Quote:
Where to Complain, Get Information: Regulator: Virginia Bureau of Financial Institutions Address: State Corporation Commission, 1300 East Main Street, Suite 800 Post Office Box 640 Richmond VA 23218 Phone: (804) 371-9657 Fax: (804) 371-9416 Regulatory Contact: Susan E. Hancock,, Deputy Commissioner, Consumer Finance |