desperatly need info
Date: Thu, 07/07/2011 - 09:51
Please provide the following: Name of each lender How the loan
Please provide the following:
Name of each lender
How the loan was obtained (in person, via internet)
How much was deposited by each lender
How much has been debited so far by each lender
answers as best as i can
who is owed amt deposited date pymts
eastside 300.00 6-7-11 200.00 nsf (1st pymt)
plain green advance 800.00 6-28-11 263.00 due 7-27
usfastcash 500.00 3-8-11 paid 150.00 4 times (march - june)
nls (signmyloan) 500.00 4-4-11 paid 101.00 3 times (april - june)
cashnetusa 1150.00 3-28-11paid 298.53 may and june and 267.63 april
all are internet loans. direct deposited and debited. unfortunatly I had a issue, my acct was overdrawn and i cant do anything about it for 20 days. i tried to call the cashnet about pymt arr but they wanted it in 4 months at 364 a month, i have already paid back 865.00 as i said i cant close this acct, but i dont know the ramifications about doing ach cancellations and trying to deal with them directly. i tried to call the atty general to make sure they are licensed and didnt ever get thru. any help is greatly appreciated.
CashNetUSA is your only legal/licensed lender. You will need t
CashNetUSA is your only legal/licensed lender.
You will need to close your account, that's your first step. If you cannot close your account due to current overdrafts, then you will have to ask the bank to make your account "deposit only." Go into the bank to do this. Don't try to do it over the phone. Also, if you have trouble, ask to speak to a branch manager.
After your account is secure, follow the steps regarding filing complaints and sending letters (email is fine) to the lenders who are illegal. You can find sample letters and other info here.
Call CashNetUSA and set up payment arrangements with them. If they cannot work out an agreement you can afford, tell them you will have to default and make arrangements with collections.