pdl in WI
Date: Thu, 07/09/2009 - 10:49
i have spoken with two companies about epp but they stated they cannot set up an epp until i default on the loan.
i have arranged for a "hard hold/freeze" to be placed on my checking account and transferred my direct deposit.
what steps should i take next? i fully intend to payback all of the loans/amounts due. i am interested in my options and best recourse.
an you list the companies, the amount you borrowed and how much
an you list the companies, the amount you borrowed and how much you have paid so far? Also are they storefront or internet? You have taken the right steps so far!
cashnetusa (online) 400/490 check-n-go (online) 325/406.25 che
cashnetusa (online) 400/490
check-n-go (online) 325/406.25
check into chash (online dba loan by phone) 300/366
payday loan store (storefront) 800/1040
USBANK Cash Advance (linked to my checking account at USBANK) 500/514
Total =2,325/2,816.25
I will need to calculate the amounts already paid. check-n-go and cashnetusa said I can do an epp but i have to let the accounts default first. Does the epp start immediately after I default? What should I know about them?
I have not contacted check into cash or the pls storefront about epp.
What are my best options to proceed? I spoke with consolidated debt solutions as a potential solution but they wanted to charge another $1,200 over the next year for their services (30% of debt total, plus a finance fee, plus a monthly fee).
I prefer to handle this myself.
Handle yourself!!! It is not that difficult. Do not WASTE $120
Handle yourself!!! It is not that difficult. Do not WASTE $1200!!! You muct contact Check Into Cash before you default.
Both will do an EPP but it must be done before it defaults. I ha
Both will do an EPP but it must be done before it defaults. I have them with both and am almost done with both. Now to move on to the next!
My cousin has US bank and she uses that Cash Advance tied to her
My cousin has US bank and she uses that Cash Advance tied to her account as well. I know it's gotten her in trouble a few times. You can only use it for 9 consecutive months and then they freeze if for 3 months. If you don't make a payment after 32 days it will automatically take the payment from your account regardless if the money is in there or not. Also putting a freeze on your account won't stop it from pulling since it's all US Bank.