What now?

I have 7 PDLs. I live in NJ. I have closed my account and sent the ACH revocation letters. I have intentions to file complaints with the BBB, Attorney General, and FTC in the next few days. I sent emails out Monday night and certified letters yesterday (to all my loan places except MyCashNow, which the email kept bouncing back - now I have sent to a new email address and am sending the letter via registered mail to Canada today.)

I have gotten responses from 2 so far. ONe (Money2Advance/CCS) replied to my email stating I owe nothing further and they are sorry I was not happy with their services.

This is the response I received from the other (VIP Loan Shop):
"I can assure you that our business and the contracts that are signed by you the consumer are legal. You took out this loan knowing it was a payday loan. When you did the loan you also were asked to save a copy or print a copy of the contract for your own records. Now if you fail to do so then that it is not our fault. We advised you to do this before signing the loan documents. Also with the signing of the documents, it comes from an IP address which can be traced back to make the documents legal binding. Along with you signing the documents it also states you waive your rights in section 4, this is located in the contract I have sent to you. You are a citizen of the state of New Jersey. However, the contract was not made in the state of Jersey. The contract was completed via the World Wide Web. The governing law (clearly outlined in your contract) which you agreed to by your legal e-signature is based in the isle and providence of Nevis West Indies Bahamas. If you would like to set up payment arrangements on the account to pay off the account I will be more than willing to do that for you. However this is the loan you accepted and agreed upon when you received the money from us. Please advise."
So, do I contact to make payment arrangements on the principal - is there a particular jargon or letter to use? I don't want to do anything that makes this whole situation worse.

I have not heard from :
Ameriloan
MyCashNow (just got good email address today though)
Plain Green Loans
DMA Financial/QLoot/VIP Loans (not sure what is their actual name)
Kenwood Services

I was thrilled to get the response from Money2Advance - that gave me the idea that what I am doing is right and they know it. Has anyone worked with these other companies and know how they typically handle it - fight or send letters stating nothing else is owed?

Thanks for any help...my head is spinning, but it feels good to know I can pay my rent and get gas and groceries this payday rather than sign my whole check over to these predators.