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i got a phone call from ck marking saying they will settle my account for 390 dollars i only borrowed 300 dollars they said i either pay this or they will take me to court anybody know where they are based out of i live in maine i dont know what to do i dont want to go to court or jail for not paying it




CK marketing is an illegal offshore lender and payday loans are illegal in Maine. Thus the contract is null and void and not enforecable. You owe principal only...no interest, no fees.

How much have you paid back???

Sub: #1 posted on Tue, 10/09/2012 - 18:54

SOAPLADY SOAPLADY
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90 dollars

Sub: #2 posted on Wed, 10/10/2012 - 05:28

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Then you owe more money... Return the principal only no fees

Sub: #3 posted on Wed, 10/10/2012 - 20:47

waffles waffles
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they called and said i have to pay 390 more to settle my account with a checking account i offered to us a pre paid debit card they said i could not use that

Sub: #4 posted on Thu, 10/11/2012 - 14:05

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they still want me to pay 390 dollars or they will take me to court i told them i would pay the rest of the princpal by a pre paid debit card and they said it had to be a checking account

Sub: #5 posted on Thu, 10/11/2012 - 15:18

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Did you listen to what the poster up top said to do? You still owe $210 on the principal since you said you paid $90 already. Ignore what the place said about paying $390 if they're illegal. Sounds like they are.

Please do not double post stuff on here as it is confusing and agitating. We all appreciate it!:D

Sub: #6 posted on Thu, 10/11/2012 - 20:45

Hiya Hiya

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This is an illegal lender. If they won't accept your prepaid card tell them to drop dead. Legally you owe them nothing

Sub: #7 posted on Thu, 10/11/2012 - 20:47

waffles waffles
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Close your checking account and open a new one.

Sub: #8 posted on Fri, 10/12/2012 - 03:30

Artn Artn

(Posts: 260 | Credits: )

I'm also in Maine, and I have a couple of payday loans I am struggling with. I do want to pay the debt, but the finance charges are killing me.

I've already contacted my bank yesterday and am working with them.
Today, I called Consumer Credit Protection here in Maine.

I was told the same as what another poster said...I'm only obligated to pay the balance of what I borrowed, and not a penny more.
To not pay the balance of the money that was lent to me would be stealing and would be as bad as them loaning it to me in the first place.

He sent me a list of those that are licensed to operate here in Maine, and when he said it was a very short list, he was right! The lenders I borrowed from was not on that list. They are not licensed in the state of Maine.

If you go to this link there is a list of companies that have enforcement actions against them.
http:// www.maine.gov/pfr/consumercredit/enforcement.shtml

PayDay Max is on that list, but I noticed that the address differs. The one on the list says West Indies, but the website says Canada. I'm thinking either way, they still are not licensed to do business in Maine?

Sub: #9 posted on Fri, 10/12/2012 - 17:36

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does anyone have a email and street address for ck marking

Sub: #10 posted on Mon, 10/15/2012 - 01:35

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