Eastside Lenders

I would send them what I owe (principal only), write in great big letters on the moeny order (PAID IN FULL) and forget about it. Keep an eye on your credit reports, and dispute anything they pust on it. It was an illegal transaction to begin with.

You need to Revoke your ACH authorization with Eastside Lenders and any and all affiliations. You also need to revoke your authorization whether written or unwritten allowing for any wage assignments. You also need to request a copy of their Maryland license. You need to prohibit Eastside Lenders or any of their affiliates to contact you at work, contact your employer or any of your references. Demand all contact be made via email for documentation. Let them know you are going to contact the Better Business Bureau, The Federal Trade Commission, as well as marylands local governing authority that oversees payday lenders. Don't back down. They are trying to scare you. Stand your ground.
Don't be afraid to try and call them, I did, when email didn't work and was able to work out an arrangement. It takes some time but you need to be persistant and KEEP all documentation.

CLICK HERE to find out how to deal with illegal lenders.

I am getting ready to deal with Eastside myself, so was glad to read your post. I don't have any money to pay them right now, so I am sure they will try and continue to collect from me. But Jessie is right, I've dealt with another payday lender like this before and sending out those letters to the BBB, FTC and your Corporation Commission or whoever oversees businesses in the state of Maryland is the best way to go.

I currently have $300 loan thur Eastside Lenders which magically turned into $705 one I defaulted. Eastside Lenders collections agency is Smith, Haynes and Waston, 'smithhaynes.com'

Link deactivated by Shazzers

both places are not legal.anyone harrased by smith hayes and watson should file FTC,and AG complaints.

I received a nasty e-mail from them telling me they had turned my account over to their collection agency. I owe them $600 but they have steadfastly REFUSED to give me a mailing address. I am NOT giving out my bank account, debit card, credit card numbers to anyone, anymore. So I guess I'll have to wait to hear from these bozzos.

Or maybe I'll send a letter to BBB of Delaware and tell them they refuse to give me a physical mailing address to cover my butt. Does that sound reasonable??

They are impossible to deal with. I wanted to pay them over 6 months but they refused.

Quote:

Eastside Lenders does not have a mailing address due to the fact that they out source customer service and payments to a company called Citrinex located in Kansas City (with a satilite office in Coasta Rico). As far as legality is concerned, Eastside does not lend to many states anymore do to changing laws, however this does not include past loans such as those from 2009 and much of 2010. If your loan was before then you are still obligated to pay. The main manager of Eastside at Citrinex is Josh, and a secondary manager is James. They both work during the day. I used to work for this company and it is legitimate but highly immoral.

It isn't legitimate if they don't acquire the proper licensing or issue loans to residents in states where payday loans are prohibited.

Belize for one PDL....now Costa Rica? ppfffttt
EAstside lenders was very hard to get a physical address for too....no wonder

I just recently dealt with Eastside Lenders....AND got a refund for the overpayment I had paid them in the amount of $950 because I BECAME THE AGRESSOR WITH THEM. I never called them or accepted a phone call and never had a physical mailing address.
The contact is [EMAIL="christy@eastsidelenders.com"]christy@eastsidelenders.com[/EMAIL]
She is the person to deal with IF YOU HAVE OVER PAID THEM, I personally do not know how to deal with them on negotiating payments....I paid them the principle back then the $950 and that is what I fought for. Below is a copy of a previous post I wrote.............
PLEASE LISTEN TO THE ADVISE BEING GIVEN TO YOU .... IT IS YOUR ONLY WAY OUT.
I have followed the advise of the experts on here and it lead me out of PDL hell, honestly. One of my loans was with Eastside Lender who I over paid by $950, last week I got a ful refund for $950 by following the advise. I took control of the situation and was the agressor with them, IF YOU HAVE PAID BACK THE PRINCIPLE TO AN ILLEAGE LENDER YOU DO NOT OWE THEM ANY MORE MONEY. iN FACT YOU SHOULD FIGHT FOR A REFUND. HERE'S WHAT I DID.....I HOPE IT HELPS.

The only letter I used was the Authorization Revocation template that Shazzers has posted. I put all the detail of all my payments to them on there. I must have email that letter over 50 times to them, I would flood their mailbox every single day. I also filed complaints with the BBB of MO and Delaware. The MO Attorney General Office, The FTC, The Commissioner of Banking of Delaware. I sent them copies of the confirmation screens on the agencies websites after filing the complaints. I also found on the internet several articles where Eastside was involved in class action law suits and had to pay out millions. I sent copies of those.
I really believe the key is this....1. You have to file the complaints, not just threaten to do it because until they get a letter from the office you filed it with they dont really take it serious. Also, when the BBB gets their first response it will be the typical response that they did nothing illegal. You then HAVE TO DECLINE THE RESPONSE on the BBB website. 2. You have to keep sending emails to them, repeatedly everyday and include any communication you are getting from the offices you filed with.
I hope this helps. I will be more than happy to send you a copy of the letters and some emails I sent if you want to give me your email address. GOOD LUCK!!! :smile: