Not even the 1st yet and will be -285.00 Please help us!
Date: Mon, 08/30/2010 - 08:29
My Elderly Father's (live together) monthly income and mine combined is $1909.00. It comes in on the 1st and 3rd of each month. In May I lost my Mom which took $544.00 (her Social Security) from our monthly budget. And in Death of course, comes extra expense.
His Income comes from Social Security and Veterans and mine is from SSI.
After paying our bills for September we will be -$285.00
I have loans with:
First Bank of Deleware (monthly payment $195.83)
PayDay1One (monthly payment $195.00)
elastic (monthly payment $75.00)
I cannot keep doing it. We barely got by in August, but there is no way of starting the month at -$285.00.
I took Bankruptcy about 3 years ago and I am starting to see some light at the end of the tunnel concerning that (Walmart Card, etc.) and I hate to undo all that. I am 53 and running out of time to get my Credit in order. Also, I have to face the fact that at 88, my Father could pass at anytime.
I have thought about asking a couple of people (Sister, and a Friend....small chance they would say yes) if they would cosign for a loan that would pay off everything and just have the one payment. But even with their credit being okay, I doubt with my only collateral being my SSI and my filing Bankruptcy fairly recently, that they would even do that!?
Sorry so long.......
But even with their credit being okay, I doubt with my only coll
But even with their credit being okay, I doubt with my only collateral being my SSI and my filing Bankruptcy fairly recently, that they would even do that!?
I meant a Bank.
Hi Unregistered! please write the amount owed on the debts, i
Hi Unregistered!
please write the amount owed on the debts, interest plus principal so we can help you better. Also, what state do you live in?
Hello..... I live in Tennessee First Bank of Deleware-$887.0
Hello.....
I live in Tennessee
First Bank of Deleware-$887.04-If I paid off today. (I received the original loan in the amount of $800.00 0n 4/30. My first payment was on 06/06)
PayDay1One-$721.05-If I paid in full today. (I received the original loan in the amount of $600.00 on 08/11)
elastic-$315.00-If I paid in full today. (I received the original loan in the amount of $400.00 on 04/25)
PayDay1 is a CSO and will give you an extended payment plan. I
PayDay1 is a CSO and will give you an extended payment plan. I would ask them for 5 payments at about $145 per payment (they're usually pretty flexible).
You could probably get the same type of deal with Elastic - - 4 payments of $79 to pay if off rather than to go to your fees.
That will save you about $50 monthly and have you paying these off rather than paying fees every month. Then you could get to work paying extra on the FBD loan and get rid of it. I've heard they're painful to deal with.That's the best I can come up with right now.
read this post, it has helpful info about your state: http://www
read this post, it has helpful info about your state: http://www.debtconsolidationcare.com/paydayloan/outbackbucks-tennessee.html