Help!
Date: Fri, 11/19/2010 - 08:35
EMG Marketing aka Emerald Marketing keep harrassing us. They keep emailing us and saying they are going to take a final action and there will be a court date, etc, etc. I am in CA and apparently they are in Nevada which is illegal for them to give a loan. Am I right? Any suggestions on what to do or how to deal with them? any help will be appreciated!
Here is a copy of the email we just received.
[FONT=Courier New][SIZE=2]Emerald Marketing Group[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]CS-CA #.....: XXXX - XXXXX[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Total Charges..: $ 390.68[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Filing Fees $1,589.00[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Francisco XXXXX:[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]You have been notified of a reporting against your name and your social security number for NSF payments presented to:[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Emerald Marketing[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Due to the inaccuracies on the original application and your silence we are forced to proceed with the 18 unpaid NSF???s our company has received from your account with Bank of America.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]The NSF???s are reported plus all costs incurred by our company and once its paid in full, we will remove it from your credit bureau and Telecheck showing no further obligations to our company or this matter and the bad check charges will be dropped.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]We have completed the final review and verification process with XXX XXX payroll based on not hearing from you, this has been determined intentional. You will be responsible for all charges and fees.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Stephanie Rice[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]EMG Corporate Offices[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]800-370-7805[/SIZE][/FONT]
Here is a copy of the email we just received.
[FONT=Courier New][SIZE=2]Emerald Marketing Group[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]CS-CA #.....: XXXX - XXXXX[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Total Charges..: $ 390.68[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Filing Fees $1,589.00[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Francisco XXXXX:[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]You have been notified of a reporting against your name and your social security number for NSF payments presented to:[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Emerald Marketing[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Due to the inaccuracies on the original application and your silence we are forced to proceed with the 18 unpaid NSF???s our company has received from your account with Bank of America.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]The NSF???s are reported plus all costs incurred by our company and once its paid in full, we will remove it from your credit bureau and Telecheck showing no further obligations to our company or this matter and the bad check charges will be dropped.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]We have completed the final review and verification process with XXX XXX payroll based on not hearing from you, this has been determined intentional. You will be responsible for all charges and fees.[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]Stephanie Rice[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]EMG Corporate Offices[/SIZE][/FONT]
[FONT=Courier New][SIZE=2]800-370-7805[/SIZE][/FONT]
These are idle threats. They are situated outside of the US alth
These are idle threats. They are situated outside of the US although they have an address in the US. They won't and can never sue you. Take this letter as proof to your state AG office and file complaints.