Hi everyone! after browsing under the radar for awhile, i decided to post to seek help. everyone seems so helpful and nice on here by the way! I live in Ohio and have a store front loan with checksmart. I got $550, owe around $630-ish. They are CFSA, but when I called to inquire about EPP, they said they don't do that. I have not defaulted, and have always paid on time, but this is the only way out of the cycle. I called their corp. office, and they said it is up to the individual store. Do they have to set up EPP since they are CFSA? Please help, and thanks in advance.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.