logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

help me

Date: Tue, 10/27/2009 - 14:41

Submitted by KALO28
on Tue, 10/27/2009 - 14:41

Posts: 17 Credits: [Donate]

Total Replies: 9


Can anybody tell me if Integrity advance or ez cash media is legal in hawaii? I am with Langhorne debt solutions. I told them that I paid $390.00 in interest and principle for a payday loan I took out with Integrity Advance for $300.00. They are telling me if I
pay loans on your own, you are paying interest every 2 weeks unless you had asked them for a payoff figure and paid it off. Is this correct can someone please help me?


Neither of those are listed in your state licensee data base, so, all you would owe them is the principal amount you borrowed to begin with, less whatever payments you have given them so far, including interest or fees. Since you are now with Langhorn it would be up to them to deal with these companies, that's what you're paying them to do. I just hope they won't negotiate with these illegal lenders and pay them more then they should legally get.


lrhall41

Submitted by Shazzers on Tue, 10/27/2009 - 16:06

( Posts: 17344 | Credits: )


ok thanks very much can you tell me if paycheck today and cashadvancenetwork and cashtransfercenter and united cash loans and Kenwood services and usapayday loan and clearbaymarketing are they legal in hawaii yes or no? I think I want to try do this on my own. I am finding more information on this website then being with langhorne can someone please help


lrhall41

Submitted by KALO28 on Tue, 10/27/2009 - 16:12

( Posts: 17 | Credits: )


Quote:

Originally Posted by KALO28
ok thanks very much can you tell me if paycheck today and cashadvancenetwork and cashtransfercenter and united cash loans and Kenwood services and usapayday loan and clearbaymarketing are they legal in hawaii yes or no? I think I want to try do this on my own. I am finding more information on this website then being with langhorne can someone please help


NONE are licensed in your state to lend to your residents, you can check the licensee data base yourself at the links below to be certain:
http://hawaii.gov/dcca/areas/dfi/regulate/regulate/Folder.2007-05-03.2330/
and
http://hawaii.gov/dcca/areas/dfi/regulate/regulate/loan_2/


lrhall41

Submitted by Shazzers on Tue, 10/27/2009 - 16:18

( Posts: 17344 | Credits: )


You could definitely take care of this on your own, why pay someone else to do what you can effectively do yourself, I wouldn't. You really need to get your bank account closed first and foremost. Then you need to read the link below on how to deal with illegal lenders, do not skip ANY steps, follow it step by step and it will guide you through the whole process of dealing with these lenders. CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Tue, 10/27/2009 - 16:20

( Posts: 17344 | Credits: )