ezloans
Date: Wed, 06/11/2008 - 06:58
I got this email today.....
Dear ,
We would like to offer you the opportunity to settle your past due debt on your account by offering you repayment for the amount borrowed ONLY which was $100.00.
This is a tremendous savings because our records indicate your total amount due including interest and fees is $145.99. It is imperative that you act on this offer immediately as it is only valid if you make arrangements or payment within 7 days of today's date.
By taking advantage of this offer, all negative data that we have reported on you will be removed! We hope that you see the advantage in this opportunity and hope to hear from you soon. Please feel free to contact one of our customer service representatives via phone or email should you have any questions or concerns. We are here to help!
Thanks,
EZ Loans By Net
1-800-557-3912 phone
1-877-355-4205 fax
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with names and address of the original creditor, if different from the current creditor.
I have sent them about 10 C&D letters and they have responded to them stating they will not mark my account in full or refund me the $356 they owe me. They want to talk to my attorney. I have reported them to the agencies but they will not respond to them.
Question....what should I do with this? Should I send the email once again with the letter? What judgement are they talking about? Also can they put this on my credit report? Does anyone have an address that I can send a debt validation letter to. I have been emailing and faxing my C & D letters but want to send hard copies and have proof. Although I have proof they have received my requests because they have been emailing me back.
Dear ,
We would like to offer you the opportunity to settle your past due debt on your account by offering you repayment for the amount borrowed ONLY which was $100.00.
This is a tremendous savings because our records indicate your total amount due including interest and fees is $145.99. It is imperative that you act on this offer immediately as it is only valid if you make arrangements or payment within 7 days of today's date.
By taking advantage of this offer, all negative data that we have reported on you will be removed! We hope that you see the advantage in this opportunity and hope to hear from you soon. Please feel free to contact one of our customer service representatives via phone or email should you have any questions or concerns. We are here to help!
Thanks,
EZ Loans By Net
1-800-557-3912 phone
1-877-355-4205 fax
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with names and address of the original creditor, if different from the current creditor.
I have sent them about 10 C&D letters and they have responded to them stating they will not mark my account in full or refund me the $356 they owe me. They want to talk to my attorney. I have reported them to the agencies but they will not respond to them.
Question....what should I do with this? Should I send the email once again with the letter? What judgement are they talking about? Also can they put this on my credit report? Does anyone have an address that I can send a debt validation letter to. I have been emailing and faxing my C & D letters but want to send hard copies and have proof. Although I have proof they have received my requests because they have been emailing me back.
Thanks paul....do you have any answers on the questions that I h
Thanks paul....do you have any answers on the questions that I had asked other then re-filing. I have emailed my AG the email that they sent me and I am waiting for a response.