Texas payday loans
Date: Mon, 07/02/2012 - 10:10
I am usually pretty responsible but I became desperate to help my daughter in May. I am now stuck with four payday loans in my name. Two are storefronts, two are internet companies. I am so stressed over these payments, then I found this website. I live in Texas. Here are the loans:
Storefront
EZ Money Corp. Total Loan $1500, paying $338 twice a month
Power Finance Total Loan $900, paying $284 twice a month
Internet
Fireside Cash Total Loan $400, paying $120 twice a month
Rite Money Total Loan $500, paying $152 twice a month
Needless to say, I cannot afford these payments. EZ Money is killing me and they will not negotiate in the store. I need to know first, are the internet loans even legal? I talked to my credit union about closing my account and they say they can do that since they believe the internet loans to be illegal. I pay the storefront loans in cash but I've gone days without eating because of it. I cannot pay my rent now because I paid them after being harrassed. It's my fault, I know. Is there anything I can do about these without losing my home, car and starving? I cannot pay these plus maintain myself even to work.
Thanks.
Storefront
EZ Money Corp. Total Loan $1500, paying $338 twice a month
Power Finance Total Loan $900, paying $284 twice a month
Internet
Fireside Cash Total Loan $400, paying $120 twice a month
Rite Money Total Loan $500, paying $152 twice a month
Needless to say, I cannot afford these payments. EZ Money is killing me and they will not negotiate in the store. I need to know first, are the internet loans even legal? I talked to my credit union about closing my account and they say they can do that since they believe the internet loans to be illegal. I pay the storefront loans in cash but I've gone days without eating because of it. I cannot pay my rent now because I paid them after being harrassed. It's my fault, I know. Is there anything I can do about these without losing my home, car and starving? I cannot pay these plus maintain myself even to work.
Thanks.
Both the storefront lenders are licensed. You need to pay them o
Both the storefront lenders are licensed. You need to pay them off in full.
As for the Internet lenders, I couldn't find much info on them so you just need to cross check with the state department of banking and finance and see if they are licensed to operate in Texas. If they are not, you just owe them the principal, no interest, no fees.
