First and foremost, I have been reading through many posts and thank you for the excellent advice. I need some advice on some directional steps.....
I have internet loans with:
One click cash
Fast and Reliable Cash
One step cash
I have paid well over the original amount owed on all of these loans, I am in the state of Louisiana. I have sent the letters suggested including (ach revoke, not contacting employer, so forth and so on) by email to one click, united, impact, and one step. I have not heard back from any of them yet. From the lenders standpoint what is there next point of action? Will they contact my employer at this point? Just need some advice as I want to take it one step at a time.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.