i am a bit confused
Date: Mon, 05/12/2008 - 14:13
here is my PDL status
United Cash Loans
Oneclick Cash
EZ Payday
Fastwire
Payday One
Cashnet
Paycheck today
Payday yes
Cash Central
Discount Loans
I am done, i am starting to look for ways to pay these places off, without getting in trouble. Could anyone tell me how to do that?? I live in Wisconsin.
I have paid these places thousands.
I don't think you listed what state you are in. Could you do th
I don't think you listed what state you are in. Could you do that as well?
I will post the laws for your state. Wisconsin State Informat
I will post the laws for your state.
Wisconsin State Information
Legal Status: Legal
Citation:
Wis. Stat. ???? 138.09
Loan Terms:
Maximum Loan Amount: Not Specified
Loan Term: Not Specified
Maximum Finance Rate and Fees: No Limit
Finance Charge for 14-day $100 loan: No Limit
apr for 14-day $100 loan: No Limit
Debt Limits:
Maximum Number of Outstanding Loans at One Time: No Limit
Rollovers Permitted: Not Specified
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: $15 NSF fee if check returned due to no account open at bank, insufficient funds or insufficient credit. Check presentment limit: two times.
Criminal Action: Prohibited (per Wisconsin worthless check law, a check given to secure a loan isn't "worthless")
Where to Complain, Get Information:
Regulator: Wisconsin Department of Financial Institutions
Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison WI 53708
Phone: (608) 261-9555
Fax: (608) 261-7200
Regulatory Contact: Paul Egide,, Consumer Act Director
Regulator Website
Licensee Database
Complaint Instructions
Complaint Form Link
Online Resources:
Brochure: Payday Loans
confused
here is the list of amounts (principal)
EZpayday=150.00
Cashcentral=400.00
Payday yes=500.00
Unitedcash loans=250.00
Discount advances=380.00
Paycheck Today=195.00
Fastwire=400.00
Cashnet=250.00
Oneclick Cash=130.00
Payday One=300.00
I am intending to do something about this within the week, i can't do this anymore, i am defaulting on all of my other payments. I want to start making phone calls to these people before friday(payday)to work out repayment. It has to stop. OH, I live in Wisconsin
re
EZ Payday=62.00
CashCentral=400.00 (500/payoff this friday)
Payday yes=110.00(?)
United Cash Loans=250.00
Discount Advances=200.00
Paycheck Today=150.00
Fastwire=400.00
Cashnet=150.00
Oneclick Cash=200.00
Payday One=?
the only one i am sure about is Cashcentral, the rest are all guesstimates. I have had to re-use them so many times i really can't keep track anymore.