I am in payday loan hell need help

Shirley, you must mention where you reside to get help. Payday lending laws differ from one state to another. Also, please mention your lenders, amount borrowed from them and amount repaid till date in your next post. We can then look up the state laws to decide your next course of action.

By providing the following information, it will help us to help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

I live in Oregon. None of the PDL companies are here. All internet sites from deleware to neveda and beyond

500 Cash $300.00 paid $90.00
Ameriloan $300.00 paid $410 and have 5 more payments
Sagamore $100.00 paid $$150
Wilmington Cash Mart/KRRS $ 200 $0
FBD Loans $500 paid $ 456.95 with 7 payments left
PDL (Rocky Mountain) $300 paid $625 with 2 payments left $100 each
Ace Cash $300 paid $90

How do I find out if these companies are not licensed in Oregon?

Are these all Internet lenders? Is that Ace Cash Express or Ace Cash Services?

Oregon requires Internet Payday Lenders to be licensed in your state, you can check and see if they are licensed at the link below:
http://www4.cbs.state.or.us/ex/all/mylicsearch/index.cfm?fuseaction=main.show_main&group_id=20&profession_id=20&profession_sub_id=20000

FBD isn't a payday lender so they wouldn't need to be licensed as a payday lender, I am uncertain about Wilmington Cash Mart/KRR, if that is a store front lender then they are legal.