Payday loan, theft by deception

This is a scam - I repeat SCAM! If you truly owe them money they would send you a bill through the USPS. Don't give them ANY personal information over the phone, and especially your bank account information. They can't arrest you for owing a debt, that is a civil matter. Next time they call tell them to send you proof of documentation via the mail that you owe such a debt, otherwise you won't cooperate.

Oh and, don't give them your address, if you owe them money and this is legit they should already have that information.

I agree with Shazzers; if they call again, tell them to send you something in writing on company letterhead stating that you do in fact have a legit debt, see what they say to that. (I'm betting they'll say they don't have to do that). Just for your own information, you might want to keep a record of when they call and what they say.

They call me every week and leave those threatening messages for my family to hear on my answering machine, we even had guests over and they heard it. I'm sure that constitutes harassment and violates the fair credit reporting act.

Same thing happened to me today. They told me I would spend 6 months in jail if I didn't pay off a loan. Funny thing is, I have paid off my payday loans. So then they tried to tell me it was for refinancing fees and interest rates. Again, none of the payday loan compaines I have dealt with in the past say I owe them anything. My call was from a Kira Anderson at Venusion Associates. 646-397-1878

Sorry, VENUSIO Associates.

Listen to Shazzers! These type's of companies are scams. It's true if they are legal they will have your mailing address. So many of these creeps buy names and phone numbers to call and scare people into paying them. Unfortunately it works more times then not that's why they continue to make random calls.

I got a call from Erie Group today saying I owe this payday loan company 500.00 and in order to stop them from taking me to courts is that I would need to give them 10% down which is 50.00. I have until 5:00 or they would have to call my employer and my back to sign off that I work there and I agreed to the terms of the payday loans. How true is this? What do I need to do?

I don't know anything about Erie Group, probably others here can give you better advice; in what State do you live, did you take out a PDL, and was this an online or storefront loan? Just my opinion but if they go through that "you have until 5:00" spiel, I would THINK they're more than likely a bottomfeeder collection agency or an out and out scammer. If they call again, tell them you want something in writing, see what they say to that.

I also received a call from someone with a very strong indian accent claiming to be representing some kind of law firm. Very calmly I told him I believe he's not from any law firm and that he is calling from skype or some other internet based phone provider. His answer was priceless; he said: f### you motherf####! You bloody assh####
I guess this is the ultimate proof that these guys are nothing but clowns. What kind of law firm would actually curse you out??

I get same call all the time. They tell me if I dont return the call the can only wish me luck.....priceless

I do hope all of you are filing complaints?

Oh yeah, I LOVE that "and I wish you luck!" thing, don't you? I really think all of these bottom feeders go by a script. (and when I was being bothered by them, every once and a while I'd LOVE to try and throw them off the script; they sure DO get mad, don't they? :)