Federal Recoveris for Advance America
Date: Tue, 03/23/2010 - 13:36
Anyone heard of Federal Recoveries? I spoke with a nice lady named Cathy. She said she is not a collections agency they are hired to collect on the bounced check. And that I have 30 days to pay $294.13. She said that she is mostly hired by department stores to help with getting money from bounced checks.
This was an internet payday loan taken out 12/08 for $250. I did default, I had to close my bank account. I thought I got to all the PDL but I must have missed Advance America.
My question is, since they are not a debt collector, can they sue me for a bounced check? I never wrote a check, it was ACH.
This was an internet payday loan taken out 12/08 for $250. I did default, I had to close my bank account. I thought I got to all the PDL but I must have missed Advance America.
My question is, since they are not a debt collector, can they sue me for a bounced check? I never wrote a check, it was ACH.
Well I guess that Federal Recoveries is a check diversion compan
Well I guess that Federal Recoveries is a check diversion company and may be working under a contract with the District Attorney's Office. They may be an independent company, but they are covered by the FDCPA. So you may ask for a debt validation to them.
According to my knowledge, they may not be inclined to take any legal action against you.
But I never wrote a check, it was all ACH. That's why I'm confu
But I never wrote a check, it was all ACH. That's why I'm confused...