Skip to main content
index page

Payday loan company calling me continuously for felony charges - What to do

Submitted by lisa87 on Mon, 01/30/2017 - 23:14
Posts:
Credits:
[Donate]

We live in Ohio, We just received a collection call saying my husband is having fraud charges, breach of contract, and some felony charges brought against him from a payday loan company from 2014. They called or house 3 times today left nasty messages, called his job twice, and called for our daughter on our home line all just today. and when I called back I was told he was going to be arrested on felony charges if I didn't pay 547.00 by the 3 and gave them my cc today. Is this legal?


Payday lending in Ohio is legal, but there's strict regulations for that. What the lenders are doing is a sheer violation of the FDCPA. Contact an attorney and sue them for doing so.


Submitted by paulcahill80 on Thu, 02/02/2017 - 05:42

paulcahill80

( Posts: 2359 | Credits: )


Yes, Paul is right. You should contact an attorney without any delay.
Make sure the payday lender is legal otherwise, you just have to pay only the principal amount.


Submitted by Good Nelly on Fri, 02/03/2017 - 04:16

Good Nelly

( Posts: 2846 | Credits: )


threatening criminal charges is illegal in the extreme.this is a bottomfeeder.i would contact your AG,and not give this person(and i am being kind here)the time of day.just know that the only lawbreaker is the cretin calling,and threatening things they can't/won't do.


Submitted by paulmergel on Sat, 02/04/2017 - 08:55

paulmergel

( Posts: 15514 | Credits: )


These types of collection calls are illegal.

Submit a complaint against them with the CFPB online or by calling (855) 411-CFPB (2372).

You can also contact the State's attorney general or sue them for violating the FDCPA law.


Submitted by Sanders Patricia on Fri, 02/10/2017 - 03:47

Sanders Patricia

( Posts: 1241 | Credits: )


These types of collection calls are illegal.

Submit a complaint against them with the CFPB online or by calling (855) 411-CFPB (2372).

You can also contact the State's attorney general or sue them for violating the FDCPA law.


Submitted by Sanders Patricia on Fri, 02/10/2017 - 03:47

Sanders Patricia

( Posts: 1241 | Credits: )